Terms of use - The material contained in this web site has been checked for accuracy; however, all material is provided without any express or implied warranties. Neither Quick Quotes Instant Journaling nor its affiliates assumes responsibility for any errors or omissions in the material. In no event shall Quick Quotes Instant Journaling or its affiliates be liable for any special, indirect or consequential damages resulting from any use or performance of, or content errors or omissions in the material, even if notified in advance of the potential for such damages. All users of the material agree that access to and use of the material is subject to the terms and conditions stated in this legal notice, as well as all applicable laws, and such access and use is at the user's own risk. These terms and conditions are subject to change from time to time without notice by updating or revising this legal notice.

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Copyright Notice - All information and product photos are © 2004 Quick Quotes Instant Journaling. All rights reserved. Web site design, layout and graphics are copyright © 2004 Aim Forward Design Studios. All rights reserved. You are authorized to use this material only for personal, non-commercial purposes. You may download, print and store copies of this material for your own personal, non-commercial use, provided this Copyright Notice and Copyright Permission Notice is included in all such copies. You may not charge anyone for use of the material and you may not publish, retransmit or otherwise distribute the material to others. You may not modify the material in any way, without the prior written permission of the copyright owner. Except as expressly stated in this legal notice, no rights or licenses to the material, or any portion thereof, shall be granted or implied.

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